Category Archives for "medicaid"

Medicaid Planning Traps: Bad or Insufficient Paperwork

Medicaid Planning Traps: Bad or Insufficient Paperwork   Applications for long-term care Medicaid in New Jersey take a long time to process. It is not unusual for the process to take six months to a year from the time the application is submitted until the time that the Board of Social Services makes a determination. […]

Medicaid Planning: New Jersey vs. Pennsylvania

Medicaid Planning: New Jersey vs. Pennsylvania Having an office in Mercer County, I occasionally get clients who live in one state but for one reason or another (family, finances) are considering moving to the other. They will often look for the most advantageous location they can find, taking into consideration their financial circumstances and the […]

What to do if your Medicaid Application is Denied?

What to do if your Medicaid Application is Denied?If you get a notice from a county Board of Social Services in New Jersey saying that a Medicaid application is denied, you have options and there is a procedure to follow to continue pursuing the application. However, that procedure is time-limited and you need to act […]

Medicaid Planning Traps: “Pattern” Gifts

Medicaid Planning Traps: “Pattern” Gifts​It may be cliché to portray Medicaid caseworkers as a massive machine or computer but rest assured, when it comes to any financial “help” or “gifting,” it is searching for a pattern. By default, gifts (or as the regulations like to refer to them, transfers for less than fair market value) […]

NJ Medicaid Planning Traps: Paying The Family For Caregiving

NJ Medicaid Planning Traps: Paying The Family For CaregivingThis article is particularly difficult to write. The people who most often get caught in this particular “trap” are trying to do the right thing for their family, and often need the money they’re transferring simply to keep the lights on. If it’s not done correctly, the […]